One evening, as I crossed the Triboro Bridge into Queens, to teach my single community college class there, I realized something. I had to take a loan to get to my job. This is because my E-Z pass, though it may have thought it was sucking the $6.50 out of our checking account (what does E-Z Pass care?) it was actually getting it from the overdraft protection that bankrolls our household's continued between-semester-contract operations.
And that money, of course, we would have to pay back, with interest. The repayment would start when the first one or two of the three colleges I teach at got around to sending me a check. Sometimes they take a couple of weeks, sometimes a month. So I was taking a loan to teach college.
What do you think? Cost-effective? Sustainable? Fair?